Defensive Driving Course FAQ

General questions

Do I qualify for point reduction?

According to the driver violation point system, as long as you have not taken a defensive driving course within the last 18 months, up to 4 points can be reduced from your driving record. However, you can’t use the course towards future New York traffic tickets.

How do I know that course has been recorded on my driving record?

We record all course completions within days of finishing. If you’re still wondering about your New York traffic ticket, you can check with the New York DMV by ordering a driving record. Click Here to order a driving record.

How do I qualify for an insurance discount?

If you have auto insurance and are 18 years or older, you qualify. There is no specific plan or insurance provider you need to have to receive the discount. It’s a statewide requirement for all New York insurance companies to honor any certificate of completion from approved defensive driving providers.

When do I get my certificate showing I completed the course?

You’ll receive your certificate within 7-10 business days at no extra cost to you. If you would like to receive the certificate sooner, you may select a speedier shipping option at an additional cost. Select from overnight, 2 day, or 5 day shipping.

How often do I need to take this New York defensive driving course to keep my insurance discount?

Your insurance company is required to honor the discount for 36 months, but you can retake the course to continue receiving the discount. We’ll send you an email when your 36 month mark comes up so you can retake defensive driving.

Can more than one person on the same insurance policy receive a discount for taking the course?

Every person on the insurance policy must take their own defensive driving course to each receive a discount.


Online Course

How do I register for the online defensive driving course?

Registering for the course is easy. You’ll enter some basic information about yourself. Then you’ll create a username and password so you can login and logout of the course as needed. And in minutes you’ll be ready to start the course! Click here to register.

How much does the New York defensive driving course cost and what does it include?

The regular price for the course is only $29.95 and includes the course, reporting to the New York DMV, and a printed certificate you can use for your insurance premium reduction.

How long does the online course take to complete?

The NYS DMV requires the course be completed in at least 6 hours. Unlike sitting in a classroom for 6 hours, you’ll have the option of taking the course little by little or all at once. Each page is timed, so you won’t be able to proceed to the next page without staying on the current page the minimum amount of time required.

How can I pay for the online course?

We accept all major credit and debit cards. With our flexible payment option, you can register and pay later or pay as you register. We also accept checks and money orders which can be mailed and made payable to:

New York Defensive Driving
295 Greenwich Street, Suite 350
New York, NY 1000

Are there any special computer requirements I need?

If you are reading this page online right now, you have all you need to access the course. You can also access the site from any mobile device with an internet connection.

Is IPIRP the same as online defensive driving?

Yes, IPIRP stands for Internet Point and Insurance Reduction Program. Defensive driving is also known as an accident prevention course.

How do I know this course qualifies for point reduction and insurance premium reduction

Our course was among the first online defensive driving courses approved by the NYS DMV to reduce 4 points from your driving record. In addition, every insurance company is required to accept any course approved by the NYS DMV. All you need to do is show your certificate to your insurance provider and you’ll receive a 10% discount for 3 years.

Do I have to take any tests?

If tests aren’t your thing, not to worry! We have no final exam so you can take the course without the added pressure of test taking.

Classroom Course

How do I register for an in-person class?

Visit to view a list of our instructors with upcoming classes. If you don’t see an instructor for your area, contact us

How long is the class?

The New York DMV requires that the class be 6 hours long. Some instructors hold the class in one day usually over the weekend, and others might split up the 6 hours over the course of 2 days.

How much does a class cost?

Class prices may vary and are set by each instructor, but are usually under $50.

What is the class like?

Each instructor teaches the same curriculum as required by the NYS DMV. The class includes interactive discussion, group activities, videos, a lecture, and sometimes lunch.